The 2026 5% Deposit Scheme aids first home buyers by allowing purchase with a 5% deposit, waiving LMI, and offering government guarantees, subject to income and property price caps.
Author: Flourish Finance
5 Mar, 2026
In 2026 Australia, leveraging home equity smartly can fund property investments via cash-out refinance or home equity loans. Key factors include LVR, loan structures, serviceability, and strategic loan choices.
26 Feb, 2026
The 2026 Australian property market offers first home buyers key trends like urban demand, regional growth, and sustainability. Understand interest rates, loan types, offset accounts, and grants to prepare financially and secure your home confidently.
26 Feb, 2026
Flourish Finance helps self-employed Australians combine home and business loans for streamlined assessments, smarter structuring, cost savings, and improved cash flow, offering personalized solutions.
18 Feb, 2026
Refinancing your Australian home loan can boost cash flow and reduce repayments by lowering interest rates, consolidating debts, using offset accounts, and choosing fixed, variable, or split loan options.
13 Jun, 2025
At Flourish Finance, we specialise in helping clients secure home loans even when their Loan-to-Value Ratio (LVR) exceeds 90%. Here’s how we make […]
20 May, 2025
Refinancing your home loan can be one of the smartest financial decisions you make—if done right. Whether you’re chasing a better rate, need […]
20 May, 2025
When managing your mortgage, understanding the difference between an offset account and a redraw facility can save you thousands. Both reduce your interest, […]
20 May, 2025
Prime Minister Anthony Albanese’s recent re-election has set the stage for significant shifts in Australia’s housing and mortgage landscape. With a renewed mandate, […]
16 May, 2025
When managing your mortgage, understanding the difference between an offset account and a redraw facility can save you thousands. Both reduce your interest, […]
