At Flourish Finance, we know that taking your business to new heights requires strategic financial support. That’s why we offer expert commercial financing solutions tailored to your specific goals. Whether you need a business loan, want to invest in commercial property, or require equipment financing, our specialists work closely with you to understand your unique needs and aspirations. With a personalized approach, we help you secure the right funding to maximize your business potential in a competitive market. Partner with us to achieve financial success.
Financing for Commercial Property Purchases
Looking to acquire a new office, retail space, or other commercial property? We help you secure financing options that align with your investment goals.
Development Funding
From acquiring land to covering construction and completion costs, we provide tailored financing solutions to support your development projects.
Transport and Logistics Financing
Need to expand your fleet, upgrade warehouse facilities, or invest in logistics equipment? We assist in securing the right funding to support your business growth.
Funding for Accommodation & Hospitality
Whether you're purchasing a hotel, motel, or other hospitality venue, we offer financing solutions designed to meet the specific needs of accommodation and pub investments.
Leverage Your Commercial Property
Already own commercial property? Use it as security to access additional funding and expand your business with tailored financing options.
Business Overdrafts
Manage your cash flow efficiently with a business overdraft facility, ensuring you have the financial flexibility to cover unexpected expenses.
Debtor Finance
Turn outstanding invoices into working capital. Our debtor finance solutions help improve your cash flow by providing funding against unpaid accounts.
Helping your business grow with the right funding
At Flourish Finance, we do more than source a commercial loan — we help you unlock smart financial strategies to grow your business. Whether you're buying a new premises, investing in development, or boosting cash flow, we tailor solutions to your long-term goals — not just short-term rates.
We understand that buying a home is one of the biggest financial commitments you’ll make in your life. At Flourish Finance, our specialists create tailored home loan solutions to meet the distinct needs of families and professionals. With access to a broad lending network, we secure competitive rates on home loans, mortgages, and financial products. Whether you’re a first-time homebuyer, planning to build, relocate, or refinance, our dedicated team ensures a seamless and stress-free experience.
Property Investment
Investing in property is a significant step toward financial growth. Our experts work closely with clients, offering insights and financing options to help them make informed decisions about their investments.
Home Loans and Mortgages
We offer a range of home loan and mortgage solutions tailored to the needs of young families and professionals. Our team works one-on-one with you to find the best financing option for your unique situation.
Construction and Renovations
Building a new home or upgrading your existing property? We help you secure the right financing to bring your vision to life, ensuring a smooth and efficient process from start to finish.
Refinancing
Looking to refinance your current home loan or mortgage? Our team will help you explore the best refinancing options to align with your goals and potentially reduce your repayments.
Self-Managed Super Fund (SMSF) Loans
Take control of your superannuation with an SMSF loan, allowing you to invest in property and build wealth for the future.
What We Finance
Commercial Property
Expanding or investing in property for your business?
From offices and warehouses to retail and mixed-use spaces — we help you secure the right loan with flexible terms, competitive rates, and the strategy to make your investment work harder.
Development
Bringing your development vision to life?
We structure your finance around your timelines and sales cycles — so you stay on track without stretching your cash flow.
Transport & Logistics
Need to keep your business moving?
We help you finance trucks, depots and transport assets — aligning repayments with your business income and asset lifespan.
Hospitality & Accommodation
Purchasing or upgrading a hospitality venue?
Whether you're buying your first venue or upgrading a portfolio, we support hotels, pubs, motels, and restaurants with finance built around seasonal cash flow.
Unlock Equity in Existing Property
Already own commercial property?
We’ll help you access the equity you’ve built to reinvest in growth, improve working capital or seize new opportunities.
Business Overdrafts
Manage short-term cash flow needs with flexibility.
Keep operations running smoothly with flexible overdraft solutions. Great for covering payroll, bills or bridging receivables.
Tailored Finance for Every Need
Ready to take the next Step?
Let Flourish Finance help you make sense of your options, understand the market, and get a loan that helps you thrive.
Why Choose Flourish Finance
Built for Ambition. Backed by Strategy.
At Flourish Finance, we don’t just get you a loan — we take the time to understand your growth goals and structure the right finance to get you there. Our commercial finance specialists work with 30+ lenders, including options for complex or niche industries. We’re with you from application to execution — and beyond.
What Sets Us Apart:
Flourish Finance: Smarter Lending, Tailored to You
Why Choose Flourish Finance
Built for Ambition. Backed by Strategy
At Flourish Finance, we don’t just get you a loan — we take the time to understand your growth goals and structure the right finance to get you there. Our commercial finance specialists work with 30+ lenders, including options for complex or niche industries. We’re with you from application to execution — and beyond.
What Sets Us Apart:
Fast, reliable access to capital
Flexible structures tailored to your cash flow
Expert advice from people who’ve done this before
Support beyond settlement — we grow with you
Frequently Asked Questions
Have questions about commercial lending? Find answers to our most frequently asked questions below — all in one place. If you still need help, our friendly team is just a call or click away.
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What can I use a commercial loan for?
Use it to purchase or refinance commercial property, fund business growth, or finance office, retail, or industrial spaces.
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How much can I borrow?
Typically 70–80% of the property value, though higher amounts may be possible based on your financials.
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Do I need a business plan to apply?
Not always, but it can strengthen your application—especially for new ventures or large-scale funding.
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How do commercial loan rates compare to home loans?
They’re generally higher due to added risk. Your business profile and the loan structure will impact your rate.
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What documents do I need?
Usually tax returns, business financials, property contracts, and ID. We’ll help you compile everything required.
